Jumbo Loans

Jumbo Loans

What is a JUMBO loan?

A loan is considered JUMBO if it exceeds the conforming loan limit of $424,100 (except in Alaska & Hawaii where it is higher). These loan types have a primary residence purchase limit of 95% loan to value ratio (ie: 5% down), and have a general refinance loan to value ratio limit of @ 70%. They are available in both fixed rate or variable rate loan options.
There is also an ELITE JUMBO loan program for purchases up to 90% Loan-to-Value, with loan amounts up to $1,500,000, and there is NO MORTGAGE INSURANCE. Requires a 720 mid FICO score, a 43% Debt-to-Income ratio, and proof of 18 months reserves.
Remember, with many types of mortgage options to choose from, it’s important you choose an experienced residential mortgage broker who is knowledgeable about the various, and sometimes complicated, loan programs available. Under the guidance of veteran broker Gary Cutler, Global Unity Mortgage puts their clients first by responding quickly to inquiries and going the extra mile to find the best lending program available for their specific needs and they have hundreds of satisfied clients throughout Connecticut to prove it. Call us today at 860-872-9479 or email us at globalu@sbcglobal.net for reliable mortgage assistance and fast pre-approvals.

At Global Unity Mortgage…your business means the world to us!!!

Specializing in Jumbo loans up to 90% LTV with NO MORTGAGE INSURANCE and serving all of Connecticut in towns such as Vernon, Greenwich, Ridgefield, Norwalk, Darien, New Milford, Litchfield, Avon and Farmington!

Getting started is easy. We offer very competitive rates, have great service, and always close on time.


Global Unity Mortgage
Broker NMLS #65392, MLO NMLS #114499, CT. LIC.#19449
"Mortgage Broker Only, not a Mortgage Lender or Correspondent Lender"


Equal Housing Lender

Contact Us

Global Unity Mortgage
71-1 Wilson Lane
Vernon, CT 06066

(860) 872-9479


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